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The Insanity of Health Insurance

Employers are just the wrong conduit:

It is insane that we get our health care from our employers. That happens because we have given a tax advantage to in-kind compensation such as health care. It’s a horrible idea and it leads people to complain about our employers deciding what health care we can receive. Our employers are just a conduit for government mandates, rent-seeking and inefficiency related to health care.

The left would say we should get it from the government, which is out of the frying pan into the fire.  There are all sorts of ways to mediate, bundle, and arrange for the purchase of complex services.  But it starts with letting markets work.

Posted in Health Care.